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Thanks, Chase

Thank you Chase, for making my blood boil with rage enough to finally achieve enough inertia to log in to my long lost blog and post some bile. I should also give a shout-out to the asshole driving the cab to my hotel last week in Boston because that idiot is to blame for starting this little mess in the first place.

Hi everyone!

Yeah, so, I get in a cab at Logan and this guy takes me to my stately suite at the Holiday Inn; $23.30, the total. I swipe my card, feeling a pang of guilt over being so lazy (I probably had the cash, but didn’t feel like digging through my wallet). Should have known.

I navigate the prompts on the screen, approving the sale and gather my things as the screen thanks me for my business and the receipt machine up front whirs and ticks satisfyingly. The cabbie tears off the receipt and studies it. I hand him a five spot. He looks at me like I have a penis coming out of my left ear and asks me “what is this”? I say it’s his tip, impressed with my restraint. He claims I didn’t pay for the ride, that the receipt is missing a confirmation code or whatever. My overwhelming thought at this time is that a receipt came out of the damned machine, and so I’m all done here. The cabbie claims different.

I explain I’m not paying twice; I swiped a card, a touchscreen thanked me for my business, the machine printed a receipt and I forked over five bucks cash that can go unclaimed on a tax return for chrissakes, dammit, I’m done.

The cabbie’s not having it; a debate ensues, in the parking lot of a crappy Holiday Inn, in Cambridge. I make some good points, while the cabbie calls the cops. As I stand there watching this kid pretend to call the police, I decide it’s not worth the embarrassment arguing over twenty bucks in front of a crappy Holiday Inn in Cambridge and swipe again. I take both receipts. The cabbie complains that I didn’t believe him. I said I did not. And tonight, tonight, a week after that incident, I check my bank statement, and there they are, two charges for $23.30, for a business I will not cite out of privacy concerns. Let’s call them “Assface Cab Company”.

Phase Two: we call Chase’s “customer support” number. I summarize the workflow to date, which has no resolution and is comical if you are not me.

Call 1:
“Thank you for calling Chase…”
(I enter account number)
(I wait)
“how can I help you…”
(I explain)
(typing is heard)
“Thank you mister googleametty, I’m sorry for da inconvenience, but as we transition your account to Chase from WAMU we are experiencing some system maintenance and the system is unavailable…”
(I explain that I have been on the phone with this idiot for several minutes and that she could have told me to simply call back when the “system” was “available”, she retorts with nonsense and says to call back in 30 minutes to an hour.)

Call 2, thirty minutes to an hour later:
“Thank you for calling Chase…”
(I enter account number)
(I wait)
“please enter your tax ID number”
(yes, that’s right, they asked me for my tax ID number)
“I’m sorry, I didn’t understand your entry…”
(I was cursing and yelling)
(I try hitting zero)
“Thank you for calling the service center. Our offices are now closed…”
(I verify that I called the same number as I called an hour ago, entering the same info, and then hang up)

Call 3:
“Thank you for calling Chase…”
(I enter account number)
“Please enter your four digit PIN…
(OK, now I’m encouraged, because this is the prompt I got when I first called and spoke to the idiot; I enter my pin.)
“Thank you. For your checking account ending in 2938, your balance is $3,298; for your savings account ending in 9823, your balance is $728…”
(These are not my accounts, nor are the other ones I was given balances for. I hang up.)

So, that’s where we are at this point. God damn, I hate these people.

The upshot, as previously mentioned, is that I am posting again. Good lord, it feels good. My disdain for the general population simply can’t be explained in the construct of a Facebook status update.

5 comments

1 Perry { 10.27.09 at 9:44 pm }

Haha, it took a bank to get you posting again. But seriously, this isn’t even much of a complaint. I just had an e-mail exchange with a friend where we compared notes on banks (mortgage and cc incidents) and I came to the conclusion that banks have either become De Niro in Taxi Driver or Glenn Close (aka Bunny Boiler) in Fatal Attraction. Maybe a combination of the two.

The system is totally breaking down. These asshats have actually become a danger to the economic health of the country and something has to be done…and fast.

2 Rob { 10.28.09 at 8:50 am }

Look for my new book, “It Takes a Bank…” to hit the bookstore shelves soon.

Yup Perry, the banks are evil. Brenda & I opened up shop at a local credit union and are just about done transferring all our autopays and everything over to it, and then I will take the remainder of our savings and checking accounts out of Chase and tell them to go fuck themselves. I had a Chase credit card, which I have paid off and closed. The final Chase injustice remains my health savings account funds, left over from my old job. When I left, the money was moved to a Chase account and these assholes charge me three bucks a month for an “account maintenance fee”. I’m still trying to figure out how to get that money out of there but I think I’m stuck since it’s tax deferred money. Nice, huh? The plan is to just get some new eyeglasses and contacts for Brenda and just drain the account so I can once again tell Chase to go fuck themselves. At that point, I’ll be Chase free. Of course, my mortgage is with Citi…

3 Perry { 10.28.09 at 3:30 pm }

Rob, the credit union route is really getting more and more play. I have not done it yet (even though there is one in town) because the 2 banks we deal with in town are regional banks and they’ve treated us pretty damned well. But the banks that issue our CCs are another story. You think Chase is bad? HSBC (they lost a gazillion to Madoff) are total MFs and make Chase look like my favorite uncle.

But you write that book and I will buy it (charge it to my HSBC CC because I love to force those guys to keep my account open and never collect a dime of interest or fees from me). Moral of story? Don’t make cranky old people mad.

http://www.youtube.com/watch?v=6bBVJAFrN0U

4 Rori { 10.28.09 at 4:10 pm }

It does not help that the banks have an army of congresswipes and senators that are basically indentured servants of these organizations. And we have an army of voters who think these turds should be voted into office again and again, seemingly for the sole purpose of screwing over the American people.

We should have reformed education 50 years ago and taught people how to think.

5 Rori { 10.28.09 at 4:15 pm }

Rob, just a thought; see what the small claims process is in your area. I’ve had good success going after stupid corporations by wasting their time with small claims. Even if they want to dispute it with some obscure microscope-readable text in some agreement they cooked up years ago, just be a pain in the butt… they might relent. Of course, it will cost you the filing fee plus costs of registered letters, etc… but it can be quite satisfying. One time I sent my complaint to Sprint to some customer service office in CA or somewhere, and used that as evidence that they ignored my complaint - that office did not forward the complaint to the correct office :-) oh well, their mistake, LOL…

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